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Merchant
Account FAQ's
What do I need to do to apply?
Do you have Real-Time transaction credit card processing?
What is the Discount Rate?
My credit is not very good. Can I still get a merchant
account?
Do I need to open a new bank account for my merchant
account?
Do I receive any training on my software or terminal?
Is there a technical support phone number that I can call if
I need help?
What happens in case my application is declined?
What are the Checks by Web, Phone and Fax Software fees?
Other companies take up to 45 days for charges to appear as
cash in my account. When can I expect the money from my
sales to appear as cash in my bank account?
1. How do I apply?
Just click here and fill out the one page application form.
A new account is usually opened on the same day that a
completed application is submitted.
Apply now FREE
2. Do you have Real-Time transaction credit card
processing?
YES we do! Real-Time merchant account transactions
allow customers to submit their credit card information over
the internet, and the credit card charge is automatically
approved within seconds. It is so easy that it can happen
while you the merchant sleeps. Noone needs to be
present to authorize the transaction. The funds from
the transaction are sent to your bank account within 48-72
hours of the transaction.
Apply now FREE
3. My credit is not very good, can I
still get a merchant account?
Absolutely! Charge.Com offers one of the highest approval
rates for merchant accounts in the industry.
Apply now FREE
4. Do I need to open a new bank account for my merchant
account?
No. All of the funds you collect from credit card
transactions are deposited directly into the bank account of
your choice. You can even have the funds deposited directly
into your personal checking account if you wish.
Apply now FREE
5. Do I receive any training on my software or terminal?
It does not take much training to learn, and you will be
fully trained on all equipment at NO charge.
Apply now FREE
6. Is there a technical support phone number that I can
call if I need help?
You will have a toll free customer support number that you
can call at any time to handle any problems or questions
that you may have. Feel free to contact us 24/7/365.
Apply now FREE
7. What happens in case my application is declined?
Very, very few applicants are declined. But even if you are
turned down, you still get the Checks by Web, Phone and Fax
Software setup ABSOLUTELY FREE, just for applying.
Apply now FREE
8. What are the Checks by Web, Phone and
Fax Software fees?
The only cost is 5 cents per check. The check software is
FREE (up to $300 value).
Apply now FREE
9. Other companies take up to 45 days for charges to
appear as cash in my account. When can I expect the money
from my sales to appear as cash in my bank account?
The money will appear in your bank account within 48-72
hours.
Apply now FREE
10. What is the Discount Rate?
Every bank charges a discount rate to merchants. The
discount rate is the percentage of each transaction that the
credit card processing company charges to handle the
transaction for you. Our discount rates are exceptionally
low, at just 1.85% for retail (face to face) merchants, and
2.25% for Internet and mail order merchants. High risk
businesses may have to pay slightly more.
Apply now FREE
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